:root{--blue:#1b5ea6;--blue-dark:#14477e;--teal:#26a69a;--teal-dark:#1d8378;--gold:#f2b724;--ink:#26333e;--ink-soft:#55636f;--cream:#faf7f1;--white:#fff;--line:#e8e2d6}
*{margin:0;padding:0;box-sizing:border-box}
body{font-family:'Public Sans',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;color:var(--ink);background:var(--cream);line-height:1.65;font-size:17px}
h1,h2,h3{font-family:'Public Sans',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;font-weight:700;line-height:1.2;font-style:normal;letter-spacing:-.015em}
.wrap{max-width:1120px;margin:0 auto;padding:0 28px}
header{background:var(--cream);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.nav{display:flex;align-items:center;justify-content:space-between;padding:14px 0}
.brand{display:flex;align-items:center;gap:11px;text-decoration:none}
.brand img{height:46px;width:auto}
.brand-name{font-weight:700;font-size:1.08rem;line-height:1.12;letter-spacing:-.01em}
.brand-name .b{color:var(--blue);display:block}
.brand-name .c{color:var(--teal);display:block}
nav.links{display:flex;gap:22px;align-items:center}
nav.links a{color:var(--ink-soft);text-decoration:none;font-weight:500;font-size:.93rem}
nav.links a:hover{color:var(--blue)}
.btn{display:inline-block;padding:11px 22px;border-radius:8px;font-weight:600;font-size:.93rem;text-decoration:none;transition:all .2s ease;cursor:pointer}
.btn-blue{background:var(--blue);color:#fff;border:none}
.btn-blue:hover{background:var(--blue-dark)}
.btn-outline{border:1.5px solid var(--blue);color:var(--blue);background:transparent}
.btn-outline:hover{background:rgba(27,94,166,.06)}
.btn-teal{border:1.5px solid var(--teal-dark);color:var(--teal-dark);background:transparent}
.btn-teal:hover{background:rgba(38,166,154,.08)}
.btn-white{background:#fff;color:var(--blue)}
.btn-white:hover{background:#eaf1f9}
.hero{padding:58px 0 52px}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:52px;align-items:center}
.eyebrow{display:inline-flex;align-items:center;gap:8px;color:var(--teal-dark);font-weight:600;font-size:.82rem;letter-spacing:.06em;text-transform:uppercase;margin-bottom:16px}
.eyebrow::before{content:'';width:26px;height:2px;background:var(--gold);display:inline-block}
.hero h1{font-size:clamp(1.8rem,3.6vw,2.55rem);margin-bottom:16px}
.hero h1 .accent{color:var(--blue);display:block}
.hero p.lede{font-size:1.1rem;color:var(--ink-soft);max-width:33em;margin-bottom:26px}
.hero-ctas{display:flex;gap:12px;flex-wrap:wrap}
.hero-art{background:var(--white);border:1px solid var(--line);border-radius:18px;padding:40px 32px;text-align:center}
.hero-art img{max-width:100%;height:auto}
.hero-art .tagline{margin-top:14px;color:var(--ink-soft);font-size:.98rem}
section{padding:60px 0}
.section-white{background:var(--white);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.section-head{max-width:680px;margin-bottom:34px}
.section-head h2{font-size:clamp(1.5rem,2.8vw,1.9rem);margin-bottom:10px}
.section-head p{color:var(--ink-soft);font-size:1.02rem}
.cards{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.card{background:var(--white);border:1px solid var(--line);border-radius:14px;padding:28px 24px}
.card .icon{width:44px;height:44px;border-radius:10px;display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.i-blue{background:rgba(27,94,166,.1);color:var(--blue)}
.i-teal{background:rgba(38,166,154,.12);color:var(--teal-dark)}
.i-gold{background:rgba(242,183,36,.16);color:#a97b06}
.card h3{font-size:1.1rem;margin-bottom:8px}
.card p{color:var(--ink-soft);font-size:.96rem}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:32px;counter-reset:step}
.step::before{counter-increment:step;content:"0" counter(step);font-weight:800;font-size:2rem;color:var(--teal);opacity:.35;display:block;line-height:1;margin-bottom:8px}
.step h3{font-size:1.08rem;margin-bottom:6px}
.step p{color:var(--ink-soft);font-size:.96rem}
.rb-band{background:var(--blue);color:#fff;padding:54px 0}
.rb-head{display:flex;justify-content:space-between;align-items:flex-end;gap:28px;flex-wrap:wrap;margin-bottom:24px}
.rb-label{display:flex;align-items:center;gap:8px;font-size:.8rem;letter-spacing:.08em;text-transform:uppercase;color:#bcd4ec;font-weight:600;margin-bottom:8px}
.rb-label .star{color:var(--gold)}
.rb-head h2{color:#fff;font-size:clamp(1.4rem,2.8vw,1.8rem);margin-bottom:8px}
.rb-head p{color:#d5e4f3;font-size:.98rem;max-width:40em}
.rb-guides{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.rb-guide{background:rgba(255,255,255,.09);border-radius:12px;padding:18px;color:#fff;text-decoration:none;font-size:.94rem;line-height:1.45;transition:background .2s ease;display:flex;flex-direction:column;justify-content:space-between}
.rb-guide:hover{background:rgba(255,255,255,.18)}
.rb-guide .go{display:block;margin-top:12px;color:var(--gold);font-weight:700;font-size:.86rem}
.rb-note{margin-top:16px;font-size:.82rem;color:#a8c4e0}
.more-res{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.more-res a{display:block;background:var(--white);border:1px solid var(--line);border-radius:12px;padding:20px;text-decoration:none;color:inherit;transition:border-color .2s ease}
.more-res a:hover{border-color:var(--teal)}
.more-res h3{font-size:1rem;margin-bottom:5px;color:var(--blue)}
.more-res p{color:var(--ink-soft);font-size:.88rem;line-height:1.5}
.cta-box{background:var(--white);border:1px solid var(--line);border-radius:18px;padding:44px;display:grid;grid-template-columns:1.2fr .8fr;gap:36px;align-items:center}
.cta-box h2{font-size:clamp(1.4rem,2.8vw,1.8rem);margin-bottom:10px}
.cta-box p{color:var(--ink-soft)}
.cta-box .actions{display:flex;flex-direction:column;gap:11px}
.cta-box .actions .btn{text-align:center}
.page{padding:52px 0 68px}
.page-inner{max-width:760px}
.page h1{font-size:clamp(1.7rem,3.6vw,2.2rem);margin-bottom:10px}
.page .updated{color:var(--ink-soft);font-size:.9rem;margin-bottom:32px}
.page h2{font-size:1.3rem;margin:36px 0 12px}
.page h3{font-size:1.06rem;margin:24px 0 8px}
.page p{color:var(--ink-soft);margin-bottom:14px}
.page ul{color:var(--ink-soft);margin:0 0 14px 22px}
.page ul li{margin-bottom:6px}
.page a{color:var(--blue)}
.notice{background:var(--white);border:1px solid var(--line);border-left:4px solid var(--teal);padding:18px 20px;margin:24px 0;color:var(--ink-soft);font-size:.95rem}
.form-box{background:var(--white);border:1px solid var(--line);border-radius:18px;padding:36px;margin:32px 0}
.form-box label{display:block;font-weight:600;font-size:.9rem;margin:18px 0 6px}
.form-box input,.form-box select,.form-box textarea{width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:8px;font-family:inherit;font-size:.95rem;background:var(--cream);color:var(--ink)}
.form-box input:focus,.form-box select:focus,.form-box textarea:focus{outline:none;border-color:var(--blue)}
.form-box textarea{min-height:120px;resize:vertical}
.form-box .btn{margin-top:22px}
footer{background:var(--ink);color:#b9c3cc;padding:38px 0 24px;margin-top:60px;font-size:.9rem}
.foot-grid{display:flex;justify-content:space-between;gap:26px;flex-wrap:wrap;padding-bottom:22px;border-bottom:1px solid #3a4854;margin-bottom:18px}
footer a{color:#d7dee4;text-decoration:none}
footer a:hover{color:#fff}
.foot-links{display:flex;gap:20px;flex-wrap:wrap}
.foot-brand{font-weight:700;font-size:1.05rem;color:#fff}
.foot-brand span{color:var(--teal)}
.legal{font-size:.8rem;color:#8996a2;line-height:1.7}
@media(max-width:900px){.hero-grid,.cta-box{grid-template-columns:1fr}.cards,.steps,.more-res{grid-template-columns:1fr}.rb-guides{grid-template-columns:1fr 1fr}nav.links a:not(.btn){display:none}.hero{padding:40px 0 34px}section{padding:44px 0}.hero-art{display:none}}
@media(max-width:560px){.rb-guides{grid-template-columns:1fr}}